Two family members "face off" to see which family will gain control of that particular question. Traditionally, they greet each other with a handshake before the question is read. Whoever guesses the more popular answer in the survey has the option to play the question or pass it to the other family. If neither player gives a valid answer, the next member of each family gets a chance to answer, with control again going to the family giving the more popular answer. If both answers are worth the same amount of points, control goes to the player that buzzed in first.

The family in control can keep the question in which the family attempts to give all the remaining answers on the board, or pass to the other family. Starting with the next family member in line, each gets a chance to give one answer. The family gets a "strike" if a player gives an answer that is not on the board or fails to respond. (There is no firm time limit, but the host has the discretion to impose a three second count if time is short or the contestant appears to be stalling.) Three strikes cause the family to relinquish control of the board, giving the other family a chance to steal the points in the bank by correctly guessing one of the remaining answers. Each family member would give his or her opinion one at a time. The head of household could then either select one of those four or give his or her own.

Each episode features a total of three games, the first two being elimination rounds. In the third game the winning teams from the first two games face off to decide who will play for the $50,000. All games follow a Single-Single-Triple point format, with 300 winning. If no team has reached or exceeded 300 after the third round, a top-answer survey Sudden Death is played. The family that identifies this answer automatically wins triple the value of the answer and the game.

The winning family goes on to play Fast Money and chooses two family members to play the round. This is basically the same thing as the regular version. One family member leaves the stage and is placed in an isolation booth, while the other is given 20 seconds to answer five questions. If he or she cannot think up an answer to a question, he or she may pass. Except in the earliest episodes, a contestant may revisit a passed question at the end if time permits. The number of people giving each answer is revealed once all five answers are given or time has expired (whichever comes first). The player earns one point for each person that gave the same answer; at least two people must have given that answer for it to score.

Once all the points for the first player are tallied, the second family member comes back on stage and is given 25 seconds to answer the same five questions. The host will ask for another response should a duplicate answer be made; the contestant will know if they've duplicated an answer by way of a short double-buzzer.

If one or both family members accumulate a total of 200 points or more, the family wins $50,000 for their charity.

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