Relative newlyweds Sherry and David have a combined annual income of $103,000 from Sherry's work as a fitness coordinator, and David's business as an independent contractor. Their income is currently diminished as Sherry is on maternity leave. The two, who met while on vacation in Cancun, have different attitudes toward money and debt. Despite being no saint when it comes to spending, Sherry stresses about their money issues all the time, so much so she is thinking about cutting short her mat leave to deal with their debt.