Heather and Dave have a combined annual income of about $72,000. Having this much money is new to them. Heather just started a new higher paying job as an animal keeper at the zoo where she works. In addition to Dave's primary job as glass handler, he also does freelance web design and is a musician, both which earn some income. But this higher income has also led to a different kind of money problem than when they had little income, as they don't know how to manage their current finances and increased financial responsibilities.