Evelyn and Andy live off Andy's annual income of $128,000, as Evelyn is the stay at home housewife and mom to two infant children. Despite their comfortable income, they still have $73,000 of consumer debt, and no house of their own. They used to own a house, but moved across the country twice, the first move to Calgary which led to Evelyn feeling isolated and like they were starting all over again, the issues at the core of her emotional spending, especially on online makeup (as she feels stuck at home with nothing else to do) and spa treatments.