Together for five years, late twenty-somethings Candice and Clint have a combined annual income of $96,000. Clint is like a kid in a candy store when it comes to shopping: if he sees something he wants, he will buy it without even thinking about it. His shopping spans the gamut of items, from clothes - hats being his weakness - to electronics, to vehicles (trading in an existing vehicle for another one every year on negative equity), to their just purchased condo, about which he has no idea of the financial outlay such as maintenance fees or insurance.