Fiona and Alister have amassed $110,000 of consumer debt in a short two years. Their financial problems started when they bought their house out in the country. Even with that extra debt load, they did not cut back in spending in other areas of their life, most specifically Fiona's habit of shopping online, and Alister sinking money into his many trucks, one, his favorite, which now largely sits idle since it's a gas guzzler and he can't afford the fuel required to drive it.