First, Sonia and Lyndah are faced with a choice. Do they attempt to reclaim a burnt-out husk of a car from its high-flying owners, or do they just give up and go home? Then, Lou and Matt confront a demented owner who's filled his vehicle with an unwelcome, unsettling gift for the finance company. Finally, Froy and Matt head out to the country to repo a car from a father-son pair of quarreling hillbillies.