When John married Elizabeth, he became a stepfather to her four children. After three years of marriage, they have a new baby together and there's a lot of love in their house. But after messy divorces, neither of them has wanted to put their new relationship to the test of a money conversation. That's led their debt to get dangerously out of control. Gail has a blunt warning: Love won't keep them together, not if the money sucks.