Newlyweds Tim and Tonya are both fitness fanatics. Both work in the fitness industry. Tim works three jobs and Tonya two to make ends meet, but which takes up all his and most of her time, leaving them no time together. Because it brings her to tears, Tim tries to shield Tonya from their money problems, of which she is fully aware despite Tim's efforts. They are in arrears on the mortgage payments for their condo, which Tim hates as he sees it as a money pit, and on their property taxes.