Early thirty-somethings Karla and Greg are engaged, but they have totally different views of money and debt which could threaten the marriage. Karla does not believe in consumer debt, she spending on items she can afford and on which she pays cash. As such, all her "toys" are paid for and she is consumer debt free. Greg, on the other hand, had racked up a debt of $33,000 before Karla found out about his secret gambling life being addicted to slot machines. He has since moved to poker.